April 2019 Edition
Chairman's Foreword
By Adam Tyler, Executive Chairman - FIBA
There is no comparison between today’s market and the one that emerged from the credit crunch of 2008, as during the run up to that time we had nearly 100 lenders to call on to help us place business. As the crisis reached its peak, the number had halved to less than 50 and that was stretching it really.
What will the SM&CR mean for sole traders?
By Steven Howard, Head of Mortgage and Lending Intermediaries Compliance Services at SimplyBiz
One of the more common questions we receive from business owners since publication of the Senior Managers and Certification Regime (SM&CR) is whether, as a sole trader business, they will be affected, and whether or not they will have to do anything differently from the December 2019 deadline onwards.