A strong and balanced approach to short term lending

By Sven Peter – CEO and founder of Interbridge Financial Group

Interbridge Loans (IB Loans) are a bridging lender with a good deal of flexibility who offer lending products for domestic and international borrowers. IB Loans has a range of non-regulated bridging products for the residential and refurb property markets.

The UK short term property lending market is always changing, and we believe that the market will be significantly disrupted if a no-deal Brexit happens and moderately disrupted in case of a negotiated Brexit. Since IB Loans is funded by a global non-bank credit fund we are confident to be a reliable lending partner to see borrowers through the potential market volatility in the months to come. With IB Loans you will maintain a high confidence rate for loans to close.

• Our typical loan sizes range from £200,000 to £5m.
• IB loans have a term of up to 12 months and interest can be fully rolled up.
• We lend up to 75% LTV on a 180 days' valuation and consider foreign nationals/ non-UK residents. Our refurbishment loans are for up to 24 months and we lend up to 75% LTV on a 180-day MV.
• We have a 100% cost reimbursement programme of up to 75% LTGDV for refurb loans.

In addition to our UK mainstream bridging products Interbridge is one of the very few lenders who will lend on super prime properties with loans larger than £10m. We have made loan offers in excess of £50m to our potential borrowers. Interbridge looks beyond the UK and have written bridging loans in Europe, too. We will charge rates at or above 1% per month for loans that are either very large or non-UK.

IB Loans is well capitalised and we are an ethical lender. We strive to work with our borrowers and broking partners towards creating lending solutions that make sense. We are mindful of costs associated with bridging. We work fast and will communicate clearly and directly. “If we can do a loan, we will do it. If we cannot do a loan, we will pass” Simple.

With IB Loans you have a strong lending partner who wants to do your non-regulated bridging loans of up to £5m and beyond. Our team is excellent and easy to work with. We respond to your enquiries quickly and we will let you know day 1 if we can lend or not. We recognise that your time is valuable and that you require quick responses and fast turnaround times.

At Interbridge, we are proud to be proving our products and services to FIBA and its extensive network in our sector, and we look forward to working with FIBA members on your exciting loan situations.